YC Funding is your source for structured settlement and pre-settlement funding. With YC Funding, you can receive a lump sum payment by selling your structured settlement. We have years of experience purchasing annuity payments. YC Funding provides you with the cash for your structured settlement from personal injury cases, medical malpractice, or for many other types of cases. Our loans are an ideal solution for those in need of cash now in the form of a lump sum payment.

What is an annuity? 

An annuity is a contract that pays a recurring amount for a specified time period or for the life of an individual.

Why sell my annuity?

If your needs have changed you might want to sell your annuity in order to have the funds to buy a car or a house, or go back to school, or start a business.

What is a Structured Settlement?

Many personal injury and wrongful death lawsuits result in a large amount of money being awarded to the victim or aggrieved party. A structured settlement is an agreement to collect that awards over time through a stream of recurring payments rather than through a one-time lump sum payment. The claimant or plaintiff receives payments over time (compensatory payments are generally tax free; punitive are not). Structured settlements provide payments for a defined period of time; in many cases, for life.

Why would I want to sell my structured settlement?

If you need a lump sum of money now, you can sell your structured settlement to buyers who are interested in owning future income streams. Your needs might have changed since you agreed toyour structured settlement. You might want to buy a house, start a business, or pay off your debts. Selling some or all of your structured settlement payments in exchange for a lump sum can give you the flexibility you need to make important lifestyle changes.

Do I have to sell my entire structured settlement payment stream?

No, most people do not sell their entire payment stream, they just sell those payments needed to generate a specified lump sum  amount tailored to their unique circumstances.


Pre-Settlement Funding

  • If you are in the process of pursuing a claim as a result of injuries due to the negligent actions of another party, and are looking for funding, you may be eligible for pre-settlement funding from YC Funding. If you are approved for pre-settlement funding, YC Funding will only get repaid if there is a recovery in your case.
  • Cases that may qualify for pre-settlement funding include:
    • Auto Accident
    • Labor Law
    • Premises Liability
    • Medical Malpractice
    • Mass District Litigation
    • Wrongful Death
    • Verdicts Under Appeal
    • Judgments
    • Settled Cases
  • Our process and our terms are simple and straightforward, and we can help you get the cash you need quickly. Contact us today to learn more about our structured settlement programs.