Complete RehabTransactional FundingCommercial BridgeCash Out / RefinanceLong Term Rental Loan
Origination Fee (rolled into loan)2-4% with a $3,000.00 minimum1.75% with a $1,500.00 minimum2-4% with a $3,000.00 minimum2-4% with a $3,000.00 minimumStarting at 2% with a $2,000.00 minimum
Interest Rate (paid monthly by the borrower) Rates Starting at 12%NONERates Starting at 12%Rates Starting at 12%Rates Starting at 6%
Down Payment Due from Borrower 20%NONENone, if property is owned out-rightNone, if property is owned out-right20-35% Based on credit score
Term12 Months1-3 Days12 Months12 Months5 Years
Loan to After-Repair-Value65%N/A65%50%65%

Virginia Overview Page

  • YC Funding is the premier choice for hard money loans in Virginia. We offer hard money lending programs in Fairfax County, Prince William County, and more. We provide hard money loans in Richmond, Virginia Beach, Charlottesville, Alexandria, Norfolk, Roanoke, Chesapeake and more. Fast, efficient and professional. Our loans are an ideal source of funding for real estate professionals looking to purchase and renovate/rehab an investment property and resell it.

YC Funding is an active hard money lender in the following markets:

  • Fairfax County Hard Money Lending
  • Prince William County Hard Money Lending
  • Richmond Hard Money Lending
  • Virginia Beach Hard Money Lending
  • Charlottesville Hard Money Lending
  • Alexandria Hard Money Lending
  • Norfolk Hard Money Lending
  • Roanoke Hard Money Lending
  • Chesapeake Hard Money Lending
  • Contact us about hard money loans in all Virginia regions

We are well capitalized and prepared to fund your Virginia hard money loan quickly. Our process and our terms are simple and straightforward, and we can help you close on a hard money loan in days. Contact us today to learn more about our hard money lending programs.

Don’t allow great investment opportunities to pass you by because of capital constraints – contact us today to learn about our hard money programs. If you are a real estate investor looking for Richmond hard money, Virginia Beach hard money, Charlottesville hard money, Alexandria hard money, Norfolk hard money, Roanoke hard money, Chesapeake hard money, or hard money in other regions of Virginia, we are your premier funding source.

YC Funding is your source for Hard Money Loans, Rehabs, New Construction, Development, Debt Restructuring, Equity and Bridge Financing, and other Asset Backed loans.

Loan Programs:

  • Complete Rehab
    • YC Funding’s Complete Rehab loans are meant for real estate professionals and investors who intend to purchase, renovate, and sell an investment property. Single-family, residential investment homes. No loans to owner-occupied properties. Contact us about funding your complete rehab with our hard money loans in Virginia.
  • Long Term Rental
    • YC Funding is your premier source for Virginia hard money loans. If you are looking to purchase and renovate a rental property and need a hard money loan to fund your investment, YC Funding is your go-to solution. Contact us today about hard money loans in Virginia – loan application process is fast, easy and efficient, and we’ll help you close your loan quickly and easily.
  • Transactional Funding
    • If you are in need of transactional funding in order to fund your REO or Short Sale deals, YC Funding is your capital source solution. YC Funding offers fast, efficient closing in Virginia. Contact us today to learn more about our transactional funding programs.
  • Foreign National Loans
    • YC Funding can provide financing for foreign nationals looking to acquire U.S. real estate. If you are a foreign national looking to participate in the U.S. housing market, but are unable to get the financing you need from traditional funding sources, YC Funding can be your solution. Contact us today to learn about our foreign national loans.
  • Refinance/Cash-Out Loans
    • Contact us if you are interested in refinancing your current home loan.
  • Commercial Bridge Loans
    • YC Funding provides bridge loans for commercial properties.

Lending parameters:

  • Property Type: Single-family, residential investment homes. No loans to owner-occupied properties.
  • Loan Size: Up to $10 million
  • Collateral: 1st Position Mortgage

Loan Process:

  1. Application
    • Submit our online application and a YC Funding representative will be in touch with you within 24 hours to discuss your hard money loan request
  2. Underwriting
    • YC Funding reviews the borrower as well as the property
  3. Appraisal and Construction Review
  4. Loan Closes


YC Funding offers Virginia hard money loans in the following cities:

Virginia Beach, Norfolk, Chesapeake, Arlington, Richmond, Newport News, Hampton, Alexandria, Portsmouth, Roanoke, Suffolk, Dale City, Lynchburg, Centreville, Reston, Burke, Annandale, Chantilly, Danville, Tuckahoe, Harrisonburg, Charlottesville, McLean, Blacksburg, Franconia, Leesburg, Manassas, Lake Ridge, Woodbridge, Mechanicsville, Springfield, Petersburg, Oakton, Mount Vernon, West Springfield, Jefferson, Cave Spring, Winchester, Bailey’s Crossroads {Baileys Crossroads}, Salem, Staunton, Hopewell, Fairfax, Groveton, Herndon, Tysons Corner, Waynesboro, Fredericksburg, Newington and more.