“PROUD TO LEND HARD MONEY IN NEW YORK”



Complete RehabTransactional FundingCommercial BridgeCash Out / RefinanceLong Term Rental Loan
ApplyApplyApplyApplyApply
Origination Fee (rolled into loan)2-4% with a $3,000.00 minimum1.75% with a $1,500.00 minimum2-4% with a $3,000.00 minimum2-4% with a $3,000.00 minimumStarting at 2% with a $2,000.00 minimum
Interest Rate (paid monthly by the borrower) Rates Starting at 12%NONERates Starting at 12%Rates Starting at 12%Rates Starting at 6%
Down Payment Due from Borrower 20%NONENone, if property is owned out-rightNone, if property is owned out-right20-35% Based on credit score
Term12 Months1-3 Days12 Months12 Months5 Years
Loan to After-Repair-Value65%N/A65%50%65%
Additional or Junk FeesNONENONENONENONENONE

New York Overview Page

  • YC Funding is the premier choice for hard money loans in New York. We offer hard money lending programs in Nassau County, Westchester County, Kings County, Queens County, New York County, Suffolk County, and more. We provide hard money loans in New York City, Rochester, Buffalo, Albany, Syracuse, Binghamton, Ithaca and more. Fast, efficient and professional. Our loans are an ideal source of funding for real estate professionals looking to purchase and renovate/rehab an investment property and resell it.

YC Funding - Hard Money Loans in New York



YC Funding is an active hard money lender in the following markets:

Nassau County, Westchester County, Kings County, Queens County, New York County, Suffolk County, and more. We provide hard money loans in New York City, Rochester, Buffalo, Albany, Syracuse, Binghamton, Ithaca

  • Nassau County Hard Money Lending
  • Westchester County Hard Money Lending
  • Kings County Hard Money Lending
  • Queens County Hard Money Lending
  • New York County Hard Money Lending
  • Suffolk County Hard Money Lending
  • New York City Hard Money Lending
  • Rochester Hard Money Lending
  • Buffalo Hard Money Lending
  • Albany Hard Money Lending
  • Syracuse Hard Money Lending
  • Binghamton Hard Money Lending
  • Ithaca Hard Money Lending
  • Contact us about hard money loans in all New York regions

We are well capitalized and prepared to fund your New York hard money loan quickly. Our process and our terms are simple and straightforward, and we can help you close on a hard money loan in days. Contact us today to learn more about our hard money lending programs.

Don’t allow great investment opportunities to pass you by because of capital constraints – contact us today to learn about our hard money programs. If you are a real estate investor looking for New York City hard money, Rochester hard money, Buffalo hard money, Albany hard money, Syracuse hard money, Binghamton hard money, Ithaca hard money, or hard money in other regions of New York, we are your premier funding source.

YC Funding is your source for Hard Money Loans, Rehabs, New Construction, Development, Debt Restructuring, Equity and Bridge Financing, and other Asset Backed loans.

Loan Programs:

  • Complete Rehab
    • YC Funding’s Complete Rehab loans are meant for real estate professionals and investors who intend to purchase, renovate, and sell an investment property. Single-family, residential investment homes. No loans to owner-occupied properties. Contact us about funding your complete rehab with our hard money loans in New York.
  • Long Term Rental
    • YC Funding is your premier source for New York hard money loans. If you are looking to purchase and renovate a rental property and need a hard money loan to fund your investment, YC Funding is your go-to solution. Contact us today about hard money loans in New York – loan application process is fast, easy and efficient, and we’ll help you close your loan quickly and easily.
  • Transactional Funding
    • If you are in need of transactional funding in order to fund your REO or Short Sale deals, YC Funding is your capital source solution. YC Funding offers fast, efficient closing in New York. Contact us today to learn more about our transactional funding programs.
  • Foreign National Loans
    • YC Funding can provide financing for foreign nationals looking to acquire U.S. real estate. If you are a foreign national looking to participate in the U.S. housing market, but are unable to get the financing you need from traditional funding sources, YC Funding can be your solution. Contact us today to learn about our foreign national loans.
  • Refinance/Cash-Out Loans
    • Contact us if you are interested in refinancing your current home loan.
  • Commercial Bridge Loans
    • YC Funding provides bridge loans for commercial properties.

Lending parameters:

  • Property Type: Single-family, residential investment homes. No loans to owner-occupied properties.
  • Loan Size: Up to $10 million
  • Collateral: 1st Position Mortgage

Loan Process:

  1. Application
    • Submit our online application and a YC Funding representative will be in touch with you within 24 hours to discuss your hard money loan request
  2. Underwriting
    • YC Funding reviews the borrower as well as the property
  3. Appraisal and Construction Review
  4. Loan Closes