“PROUD TO LEND HARD MONEY IN NEW JERSEY”



Complete RehabTransactional FundingCommercial BridgeCash Out / RefinanceLong Term Rental Loan
ApplyApplyApplyApplyApply
Origination Fee (rolled into loan)2-4% with a $3,000.00 minimum1.75% with a $1,500.00 minimum2-4% with a $3,000.00 minimum2-4% with a $3,000.00 minimumStarting at 2% with a $2,000.00 minimum
Interest Rate (paid monthly by the borrower) Rates Starting at 12%NONERates Starting at 12%Rates Starting at 12%Rates Starting at 6%
Down Payment Due from Borrower 20%NONENone, if property is owned out-rightNone, if property is owned out-right20-35% Based on credit score
Term12 Months1-3 Days12 Months12 Months5 Years
Loan to After-Repair-Value65%N/A65%50%65%
Additional or Junk FeesNONENONENONENONENONE

New Jersey Overview Page

  • YC Funding is the premier choice for hard money loans in New Jersey. We offer hard money lending programs in Bergen County, Middlesex County, Essex County, Hudson County, Monmouth County, Ocean County, and more. We provide hard money loans in Newark, Jersey City, Paterson, Hoboken, New Brunswick, and more. Fast, efficient and professional. Our loans are an ideal source of funding for real estate professionals looking to purchase and renovate/rehab an investment property and resell it.

YC Funding - Hard Money Loans in New Jersey



YC Funding is an active hard money lender in the following markets:

Bergen County, Middlesex County, Essex County, Hudson County, Monmouth County, Ocean County, and more. We provide hard money loans in Newark, Jersey City, Paterson, Hoboken, New Brunswick

  • Bergen County Hard Money Lending
  • Middlesex County Hard Money Lending
  • Essex County Hard Money Lending
  • Hudson County Hard Money Lending
  • Monmouth County Hard Money Lending
  • Ocean County Hard Money Lending
  • Newark Hard Money Lending
  • Jersey City Hard Money Lending
  • Paterson Hard Money Lending
  • Hoboken Hard Money Lending
  • New Brunswick Hard Money Lending
  • Contact us about hard money loans in all New Jersy regions

We are well capitalized and prepared to fund your New Jersey hard money loan quickly. Our process and our terms are simple and straightforward, and we can help you close on a hard money loan in days. Contact us today to learn more about our hard money lending programs.

Don’t allow great investment opportunities to pass you by because of capital constraints – contact us today to learn about our hard money programs. If you are a real estate investor looking for Newark hard money, Jersey City hard money, Paterson hard money, Hoboken hard money, New Brunswick hard money, or hard money in other regions of New Jersey, we are your premier funding source.

YC Funding is your source for Hard Money Loans, Rehabs, New Construction, Development, Debt Restructuring, Equity and Bridge Financing, and other Asset Backed loans.

Loan Programs:

  • Complete Rehab
    • YC Funding’s Complete Rehab loans are meant for real estate professionals and investors who intend to purchase, renovate, and sell an investment property. Single-family, residential investment homes. No loans to owner-occupied properties. Contact us about funding your complete rehab with our hard money loans in New Jersey.
  • Long Term Rental
    • YC Funding is your premier source for New Jersey hard money loans. If you are looking to purchase and renovate a rental property and need a hard money loan to fund your investment, YC Funding is your go-to solution. Contact us today about hard money loans in New Jersey – loan application process is fast, easy and efficient, and we’ll help you close your loan quickly and easily.
  • Transactional Funding
    • If you are in need of transactional funding in order to fund your REO or Short Sale deals, YC Funding is your capital source solution. YC Funding offers fast, efficient closing in New Jersey. Contact us today to learn more about our transactional funding programs.
  • Foreign National Loans
    • YC Funding can provide financing for foreign nationals looking to acquire U.S. real estate. If you are a foreign national looking to participate in the U.S. housing market, but are unable to get the financing you need from traditional funding sources, YC Funding can be your solution. Contact us today to learn about our foreign national loans.
  • Refinance/Cash-Out Loans
    • Contact us if you are interested in refinancing your current home loan.
  • Commercial Bridge Loans
    • YC Funding provides bridge loans for commercial properties.

Lending parameters:

  • Property Type: Single-family, residential investment homes. No loans to owner-occupied properties.
  • Loan Size: Up to $10 million
  • Collateral: 1st Position Mortgage

Loan Process:

  1. Application
    • Submit our online application and a YC Funding representative will be in touch with you within 24 hours to discuss your hard money loan request
  2. Underwriting
    • YC Funding reviews the borrower as well as the property
  3. Appraisal and Construction Review
  4. Loan Closes

 

YC Funding offers New Jersey hard money loans in the following cities:

Newark, Jersey City, Paterson, Elizabeth, Edison, Toms River, Trenton, Clifton, Camden, Brick Township, Cherry Hill, Passaic, East Orange, Union City, Bayonne, Vineland, Irvington, North Bergen, Union, Wayne, Parsippany-Troy Hills Township, New Brunswick (Middlesex-Somerset), Perth Amboy, East Brunswick, Plainfield, West New York, Bloomfield, Hackensack, West Orange, Sayreville, Lakewood, Atlantic City, Linden, Hoboken, North Brunswick Township, Teaneck, Kearny, Montclair, Fort Lee, Ewing, Pennsauken, Belleville, Willingboro, Orange, Long Branch, Fair Lawn, Westfield, Garfield, Livingston, Millville, West Milford, Rahway, Englewood, Nutley, Paramus, Mercerville-Hamilton Square, Bergenfield, Old Bridge, Ridgewood, Bridgeton, Lodi, Somerset, Scotch Plains, Cliffside Park, South Plainfield, Maplewood, Cranford, Carteret, North Plainfield, Hillside, Roselle, Summit, Lyndhurst and more.

 

Contact us today:

Address:
29 Union Avenue
Lakehurst, NJ 08733
Phone: 732-657-2014
Email: info@ycfunding.com