“PROUD TO LEND HARD MONEY IN ILLINOIS”



Complete RehabTransactional FundingCommercial BridgeCash Out / RefinanceLong Term Rental Loan
ApplyApplyApplyApplyApply
Origination Fee (rolled into loan)2-4% with a $3,000.00 minimum1.75% with a $1,500.00 minimum2-4% with a $3,000.00 minimum2-4% with a $3,000.00 minimumStarting at 2% with a $2,000.00 minimum
Interest Rate (paid monthly by the borrower) Rates Starting at 12%NONERates Starting at 12%Rates Starting at 12%Rates Starting at 6%
Down Payment Due from Borrower 20%NONENone, if property is owned out-rightNone, if property is owned out-right20-35% Based on credit score
Term12 Months1-3 Days12 Months12 Months5 Years
Loan to After-Repair-Value65%N/A65%50%65%
Additional or Junk FeesNONENONENONENONENONE

Illinois Overview Page

  • YC Funding is the premier choice for hard money loans in Illinois. We offer hard money lending programs in Cook County, DuPage County, Lake County, Will County, Kane County, and more. We provide hard money loans in Chicago, Springfield, Peoria, Champaign, Aurora and more. Fast, efficient and professional. Our loans are an ideal source of funding for real estate professionals looking to purchase and renovate/rehab an investment property and resell it.



YC Funding is an active hard money lender in the following markets:

Cook County, DuPage County, Lake County, Will County, Kane County, and more. We provide hard money loans in Chicago, Springfield, Peoria, Champaign, Aurora

  • Cook County Hard Money Lending
  • DuPage County Hard Money Lending
  • Lake County Hard Money Lending
  • Will County Hard Money Lending
  • Kane County Hard Money Lending
  • Chicago Hard Money Lending
  • Springfield Hard Money Lending
  • Peoria Hard Money Lending
  • Champaign Hard Money Lending
  • Aurora Hard Money Lending
  • Contact us about hard money loans in all Illinois regions

We are well capitalized and prepared to fund your Illinois hard money loan quickly. Our process and our terms are simple and straightforward, and we can help you close on a hard money loan in days. Contact us today to learn more about our hard money lending programs.

Don’t allow great investment opportunities to pass you by because of capital constraints – contact us today to learn about our hard money programs. If you are a real estate investor looking for Chicago hard money, Springfield hard money, Peoria hard money, Champaign hard money, Aurora hard money, or hard money in other regions of Illinois, we are your premier funding source.

YC Funding is your source for Hard Money Loans, Rehabs, New Construction, Development, Debt Restructuring, Equity and Bridge Financing, and other Asset Backed loans.

Loan Programs:

  • Complete Rehab
    • YC Funding’s Complete Rehab loans are meant for real estate professionals and investors who intend to purchase, renovate, and sell an investment property. Single-family, residential investment homes. No loans to owner-occupied properties. Contact us about funding your complete rehab with our hard money loans in Illinois.
  • Long Term Rental
    • YC Funding is your premier source for Illinois hard money loans. If you are looking to purchase and renovate a rental property and need a hard money loan to fund your investment, YC Funding is your go-to solution. Contact us today about hard money loans in Illinois – loan application process is fast, easy and efficient, and we’ll help you close your loan quickly and easily.
  • Transactional Funding
    • If you are in need of transactional funding in order to fund your REO or Short Sale deals, YC Funding is your capital source solution. YC Funding offers fast, efficient closing in Illinois. Contact us today to learn more about our transactional funding programs.
  • Foreign National Loans
    • YC Funding can provide financing for foreign nationals looking to acquire U.S. real estate. If you are a foreign national looking to participate in the U.S. housing market, but are unable to get the financing you need from traditional funding sources, YC Funding can be your solution. Contact us today to learn about our foreign national loans.
  • Refinance/Cash-Out Loans
    • Contact us if you are interested in refinancing your current home loan.
  • Commercial Bridge Loans
    • YC Funding provides bridge loans for commercial properties.

Lending parameters:

  • Property Type: Single-family, residential investment homes. No loans to owner-occupied properties.
  • Loan Size: Up to $10 million
  • Collateral: 1st Position Mortgage

Loan Process:

  1. Application
    • Submit our online application and a YC Funding representative will be in touch with you within 24 hours to discuss your hard money loan request
  2. Underwriting
    • YC Funding reviews the borrower as well as the property
  3. Appraisal and Construction Review
  4. Loan Closes

 

YC Funding offers Illinois hard money loans in the following cities:

Chicago, Aurora, Rockford, Naperville, Joliet, Springfield, Peoria, Elgin, Waukegan (Lake County), Cicero, Decatur, Evanston, Arlington Heights, Champaign, Schaumburg, Bloomington, Bolingbrook, Palatine, Skokie, Tinley Park, Des Plaines, Orland Park, Wheaton, Mount Prospect, Oak Lawn, Hoffman Estates, Berwyn, Normal, Oak Park, Downers Grove, Glenview, Elmhurst, Buffalo Grove, Moline, Lombard, De Kalb, Crystal Lake, Belleville, Bartlett, Carol Stream, Quincy, Urbana, Rock Island, Streamwood, Calumet City, Carpentersville, Hanover Park, Addison, Park Ridge, Romeoville, Wheeling, Woodridge, Northbrook, North Chicago, Elk Grove Village, Pekin, Mundelein, Danville, St. Charles, Glendale Heights, Plainfield, Galesburg, Highland Park, Chicago Heights, Gurnee, Granite City and more.